The cost of insuring a vehicle is a subject to vary. But, you can surely find affordable vehicles, which are quite cheap to insure.
If you are looking for a new car, you should set your budget, and the budget. The budget should not only include the price of the car but also the cost of the car insurance, and allied expenses.
There is a study by Insure.com, which showcases a few of the cars, which are not very costly to insure.
The cars, which are less expensive to insure
Honda Odyssey LX tops the list for the second time, in being the car, which is least expensive to insure. Minivans are also quite cheap to insure, by considering the high ratings of protection, according to the study.
In most of the cases, such vehicles are driven by the parents, which make them take a lot of care during driving.
Here are a few of the vehicle models, which are in the top, and the list includes a few trucks, few SUVs, but not many family sedans, which you might expect.
Here are the top 15 cheapest vehicles, which you can insure.
- Subaru Outback 2.5l at $1,187
- Jeep Patriot Sport at $1,190
- Honda Pilot LX at $1,205
- Ford Escape SE at $1,203
- Nissan Frontier S at $1,216
- Honda Odyssey LX at $1,112
- Subaru Forester 2.5l at $1,196
- Honda CR-V LX at $1,170
- Buick Encore at $1,190
- Jeep Wrangler Black Bear at $1,148
- Jeep Renegade Sport at $1,138
- Jeep Compass at $1,183
- Mazda CX-3 at $1,204
- Fiat 500X Pop at $1,210
- Jeep Cherokee Sport at $1,188
The insurance cost of all the 15 vehicles come in values lass than the annual average of $1605
The cars, which are most expensive to insure, are family vehicles, in most of the cases, and not sports based or luxury vehicles. Luxury and sports vehicles are not very expensive to insure.
Other points that influence car insurance rates
The vehicle you have will definitely change the insurance rates, but there are other points, which can affect the rates of insurances.
- Driving habits
- Marital Status
- Credit history
- The benefits
- The experience
- Driving history
Check more plans to save more
If you want to get insurance plans within most affordable rates, find newer insurance plans for your car every 6 months.
A lot of customers wait till the end of the insurance plan, and it is after that, they compare the rates. But, if you think you are paying too much, you should not wait till the end to find cheaper policies.
In case you change to a new insurance policy, or a new company, you can request for a refund from the insurance company, you had your insurance with, previously.
You should look for various insurance policies, and that is actually a good idea. The more you look for policies, the more you can save. Depending upon the individual situations, all the insurance agencies will treat you in a different way.
Before communication with any insurance agency for comparison, or for getting a new policy, have the details of your present policy, the driving license, and VIN of your vehicle handy, to make the process easy.